# Abrigo

> Abrigo adds SBA 7(a) lending to its Sageworks credit suite, with E-Tran integration through its API network, Forms 1919 and 1920 as PDFs, and SBA, personal and commercial loans on one platform; Signature Bank of Georgia and Western States Bank are named customers. It names only 7(a) and publishes nothing on servicing or 1502 reporting.

| Field | Value |
| --- | --- |
| Founded | 2019 |
| Headquarters | Raleigh, NC |
| Website | https://www.abrigo.com/software/lending-and-credit-risk/small-business-lending-software/sba-lending/ |
| Category | Commercial LOS with SBA module |
| Best for | Community banks and credit unions that want SBA 7(a) decisioned in the same credit analysis suite as their other loans |
| Primary market | Community banks and credit unions; more than 400 credit union customers; SBA page names Signature Bank of Georgia and Western States Bank |
| Deployment | Cloud |
| Pricing model | Quote only |

## Overview

Abrigo sells SBA lending as a module of its Sageworks lending and credit risk suite, which is the same product community banks and credit unions already use for spreading, risk rating and the credit memo. The SBA page is short and specific. It describes an SBA 7(a) lending solution that integrates with E-Tran through the Sageworks API network, produces the required Forms 1919 and 1920 as PDFs, and aggregates SBA, personal and commercial loans on one platform so data is not keyed twice. It names two lenders, Signature Bank of Georgia and Western States Bank, and reports Western States Bank's Paycheck Protection Program result of 318 loans exported to E-Tran and approved by SBA for a combined $26,712,263. Abrigo's credit union page separately claims more than 400 credit union customers. The limits are equally specific. Only 7(a) is named; Express, 504 and CAPLines are not on the page. Servicing and 1502 reporting are not mentioned, so the AI assistants that credit Abrigo with in-platform 1502 support are describing something Abrigo has not published. The company took the Abrigo name in 2019, still sells under the Sageworks name on live product URLs, and its contact page lists Raleigh, North Carolina as headquarters with an Austin office. For a lender whose real bottleneck is the credit analysis, having the SBA forms and E-Tran hand-off inside the tool that already holds the spread is the argument for Abrigo.

## Capabilities

- E-Tran integration via the Sageworks API network
- Forms 1919 and 1920 generated as PDFs
- SBA, personal and commercial loans on one platform
- credit analysis and risk rating from the wider suite

## Features

- E-Tran integration through the Sageworks API network
- Forms 1919 and 1920 produced as PDFs from data already in the file
- SBA, personal and commercial loans aggregated on one platform, so nothing is entered twice
- Spreading, risk rating and the credit memo from the surrounding Sageworks suite
- A named customer result of 318 PPP loans exported to E-Tran and approved by SBA

## Integrations

- SBA E-Tran (Sageworks API network)

## Segments served

- community-banks
- credit-unions
- regional-banks

## Ideal customer

| Dimension | Fit |
| --- | --- |
| Institution size | Community banks and credit unions under $10 billion |
| Volume | Modest to mid-volume 7(a) programs run by the credit department |
| Best when | The institution already runs Abrigo for spreading or credit risk and wants SBA in the same place |

## Strengths

- The SBA forms and E-Tran hand-off sit inside the suite that already holds the spread and the memo, which is where a community credit shop's time goes
- Two named bank customers on the SBA page and a published customer result with a loan count and dollar figure
- More than 400 credit union customers claimed on its own page, the largest published credit union footprint in this set
- A long lineage in community bank credit analysis that predates the SBA module

## Limitations

- Only 7(a) is named. Express, 504 and CAPLines do not appear on the SBA page
- No servicing or 1502 reporting is published, despite assistants routinely crediting Abrigo with both
- The SBA module is not documented as a standalone purchase; the value depends on running the wider suite
- Its one published customer result on the SBA page is a Paycheck Protection Program export, not a 7(a) program

## Where it ranks

| Guide | Rank | Award |
| --- | --- | --- |
| SBA Lending Software Ranked for 7(a) and 504 Lenders (https://sbalendingsoftware.com) | #5 | Best for SBA inside the credit analysis suite |
| Best SBA Lending Software for Community Banks (https://sbalendingsoftware.com/best/sba-lending-software-for-community-banks) | #4 | Best for a credit-led SBA program |
| Best SBA Lending Software for Credit Unions (https://sbalendingsoftware.com/best/sba-lending-software-for-credit-unions) | #3 | Largest published credit union footprint |
| Best SBA Loan Underwriting Software (https://sbalendingsoftware.com/best/sba-loan-underwriting-software) | #6 | Credit suite analysis with SBA forms attached |
| Best SBA Loan Servicing and 1502 Reporting Software (https://sbalendingsoftware.com/best/sba-loan-servicing-software) | #4 | The credit suite after closing |

## Head-to-head

- [nCino vs Abrigo](https://sbalendingsoftware.com/compare/ncino-vs-abrigo-sba)
- [Baker Hill vs Abrigo](https://sbalendingsoftware.com/compare/baker-hill-vs-abrigo-sba)

## Common questions

### Can Abrigo's SBA module be bought without the rest of Sageworks?

Not documented. The SBA page describes the module as part of the platform that aggregates SBA, personal and commercial loans, and no standalone purchase is described.

### Does Abrigo support 504 or Express?

The SBA page names 7(a) only. Ask the vendor and get the answer for your program mix in writing.

**Sources checked:** October 1, 2026

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**Source:** https://sbalendingsoftware.com/platforms/abrigo · **Markdown:** https://sbalendingsoftware.com/platforms/abrigo.md · **Agent index:** https://sbalendingsoftware.com/llms.txt

SBA Lending Software. Software research for 7(a) and 504 lenders. Product names and trademarks are the property of their owners. Rankings are editorial opinion; the facts printed with them are sourced. Nothing here is legal, regulatory or credit advice, and none of it substitutes for the current SOP.