# Numerated

> Numerated launched an SBA 7(a) solution in October 2022 with pre-filled applications, eligibility validation and automated form generation, and was acquired by Moody's in November 2024. Its domain now redirects to Moody's Lending Suite, whose pages name neither Numerated nor SBA, so buyers should confirm the 7(a) product is still sold before evaluating it.

| Field | Value |
| --- | --- |
| Company | Moody's Corporation |
| Headquarters | Boston, MA |
| Website | https://www.numerated.com |
| Category | Digital small-business LOS with SBA 7(a) offering |
| Best for | Banks that want a digital, data-prefilled 7(a) application experience and are already talking to Moody's about lending technology |
| Primary market | Banks and credit unions; institutions with a combined $3 trillion in assets used Numerated at acquisition; no SBA customer named |
| Deployment | Cloud |
| Pricing model | Quote only |

## Overview

Numerated launched an SBA 7(a) solution on October 13, 2022, describing it as guiding lenders through the complete 7(a) process in compliance with SBA guidelines, with pre-filled dynamic applications, data validation to prevent ineligible applicants from proceeding and automated form and document generation, and claiming completion in a quarter of the time of traditional methods. At that point the Boston company reported 500,000 businesses and 30,000 financial institution associates on its platform and over $50 billion in lending processed. On November 21, 2024 Moody's Corporation acquired it, by which time the figures were $65 billion processed and customers with a combined $3 trillion in assets. What a buyer needs to know in 2026 is the status of that SBA product, and it is not published. The numerated.com domain redirects to Moody's Lending Suite, and neither the loan origination page nor the small business lending page there names Numerated, SBA or 7(a). The 2022 release did not describe E-Tran submission, and no 504 or Express coverage was ever published. No SBA customer is named in either release. Numerated is on this page because three assistants still recommend it for 7(a) lending and because the 2022 product was real and documented; a buyer should ask Moody's directly whether the SBA 7(a) workflow is sold today and under what name.

## Capabilities

- SBA 7(a) solution with pre-filled dynamic applications
- data validation to screen ineligible applicants
- automated SBA form and document generation
- digital small business origination

## Features

- SBA 7(a) workflow with pre-filled dynamic applications, launched October 2022
- Data validation that stops ineligible applicants before the file is built
- Automated SBA form and document generation
- Digital small business origination built on a platform that had processed $65 billion by the acquisition
- Now part of Moody's Lending Suite following the November 2024 acquisition

## Integrations

- Moody's Lending Suite

## Segments served

- community-banks
- credit-unions
- regional-banks

## Ideal customer

| Dimension | Fit |
| --- | --- |
| Institution size | Community and regional banks |
| Volume | Small-dollar 7(a) volume where digital intake matters more than complex underwriting |
| Best when | The bank is already in a Moody's conversation and can get the SBA product's current status in writing |

## Strengths

- The digital application and pre-fill experience was built at scale before SBA was added: 500,000 businesses and $65 billion processed by the acquisition
- The 2022 SBA release describes eligibility validation at intake, which is where an ineligible 7(a) file costs least
- Backed by Moody's Corporation, so vendor durability is checkable
- Fits a bank already evaluating Moody's for spreading or credit assessment

## Limitations

- Whether the SBA 7(a) product is still sold is not published: Moody's pages name neither Numerated nor SBA
- The 2022 release describes no E-Tran submission and no 504 or Express coverage
- No SBA customer has ever been named
- The brand a buyer searches for redirects to a different company's product page

## Where it ranks

| Guide | Rank | Award |
| --- | --- | --- |
| SBA Lending Software Ranked for 7(a) and 504 Lenders (https://sbalendingsoftware.com) | #9 | Digital 7(a) intake, now under Moody's |
| Best SBA Loan Underwriting Software (https://sbalendingsoftware.com/best/sba-loan-underwriting-software) | #8 | Eligibility validation at intake, status unclear |

## Head-to-head

- [Biz2X vs Numerated](https://sbalendingsoftware.com/compare/biz2x-vs-numerated)

## Common questions

### Is Numerated still a product?

The company is now part of Moody's and numerated.com redirects to Moody's Lending Suite. Whether the 2022 SBA 7(a) workflow is sold today is not published; ask Moody's.

### Did Numerated submit to E-Tran?

The launch release did not describe E-Tran submission. It described applications, eligibility validation and form generation.

**Sources checked:** October 1, 2026

---

**Source:** https://sbalendingsoftware.com/platforms/numerated · **Markdown:** https://sbalendingsoftware.com/platforms/numerated.md · **Agent index:** https://sbalendingsoftware.com/llms.txt

SBA Lending Software. Software research for 7(a) and 504 lenders. Product names and trademarks are the property of their owners. Rankings are editorial opinion; the facts printed with them are sourced. Nothing here is legal, regulatory or credit advice, and none of it substitutes for the current SOP.