Primers
Primers on SBA lending software and SBA's own systems
Four primers: what SBA lending software does and where E-Tran begins, how to evaluate it, what changes in an SBA file under SOP 50 10 8.1, and what it costs.
Primer
What SBA lending software does, and where SBA's own systems begin
A plain account of the four kinds of product sold as SBA lending software, the government systems every lender uses regardless, and where a Lender Service Provider fits when the answer is not software at all.
Verified October 1, 2026
Buyer's guide
How to evaluate SBA lending software
The questions that separate an SBA lending system from a commercial LOS with the word SBA on a page: 7(a) against 504 workflow, SOP currency, E-Tran round trips, the 1502 cycle and secondary market sales, and what to ask a reference.
Verified October 1, 2026
Mechanism
What changes in an SBA file, compared with a conventional C&I loan
The specific steps a 7(a) or 504 file adds to ordinary commercial underwriting, from affiliation and the size standard to the equity injection and the guaranty submission, and which of them software can actually take on.
Verified October 1, 2026
Cost
What SBA lending software costs, and the one vendor that publishes a price list
One of twelve SBA lending software vendors publishes prices (DownHome Solutions, from $150 a month per module), one publishes its pricing basis without figures (Aloan), and ten are quote-only. What each publishes, what SBA itself charges on a 7(a) loan in fiscal 2027, what an SBA program pays for instead when it does not buy software, and how to build a budget from the program's own numbers.
Verified October 1, 2026